Chapter

Debt-Settlement Providers

N.D. Cent. Code § 13-11-01— Definitions
N.D. Cent. Code § 13-11-02— License required
N.D. Cent. Code § 13-11-03— Application for license
N.D. Cent. Code § 13-11-04— Fee and bond to accompany application for debt-settlement license
N.D. Cent. Code § 13-11-05— Qualifications for license
N.D. Cent. Code § 13-11-06— Expiration and renewal of license
N.D. Cent. Code § 13-11-07— Applicant's obligation to update information
N.D. Cent. Code § 13-11-08— Records - Annual reports
N.D. Cent. Code § 13-11-09— Approval or denial of a license
N.D. Cent. Code § 13-11-10— Revocation of license - Suspension of license - Surrender of license
N.D. Cent. Code § 13-11-11— Suspension and removal of debt-settlement provider officers and employees
N.D. Cent. Code § 13-11-12— Advertising and marketing practices
N.D. Cent. Code § 13-11-13— Contracts, books, and records
N.D. Cent. Code § 13-11-14— Trust funds - Requirements and restrictions
N.D. Cent. Code § 13-11-15— Requirement of good faith
N.D. Cent. Code § 13-11-16— Customer service
N.D. Cent. Code § 13-11-17— Required presale consumer disclosures and warnings
N.D. Cent. Code § 13-11-18— Individualized financial analysis
N.D. Cent. Code § 13-11-19— Debt-settlement contract
N.D. Cent. Code § 13-11-20— Cancellation of contract and right to fee and settlement fund refunds
N.D. Cent. Code § 13-11-21— Fees
N.D. Cent. Code § 13-11-22— Voluntary contributions
N.D. Cent. Code § 13-11-23— Prohibited acts and practices
N.D. Cent. Code § 13-11-24— Notice of litigation
N.D. Cent. Code § 13-11-25— Liability for the conduct of other persons
N.D. Cent. Code § 13-11-26— Powers of the commissioner
N.D. Cent. Code § 13-11-27— Enforcement authorities, violations, and penalties
N.D. Cent. Code § 13-11-28— Void contracts
N.D. Cent. Code § 13-11-29— Private enforcement
N.D. Cent. Code § 13-11-30— Confidentiality
N.D. Cent. Code § 13-11-31— Disclosure of customer information