1. The acceptor of a draft is obliged to pay the draft according to its terms at the time it was accepted, even though the acceptance states that the draft is payable "as originally drawn" or equivalent terms; if the acceptance varies the terms of the draft, according to the terms of the draft as varied; or if the acceptance is of a draft that is an incomplete instrument, according to its terms when completed as stated in sections 41-03-15 and 41-03-44. The obligation is owed to a person entitled to enforce the draft or to the drawer or an endorser that paid the draft under section 41-03-51 or 41-03-52.
2. If the certification of a check or other acceptance of a draft states the amount certified or accepted, the obligation of the acceptor is that amount. If the certification or acceptance does not state an amount, the amount of the instrument is subsequently raised, and the instrument is then negotiated to a holder in due course, the obligation of the acceptor is the amount of the instrument at the time it was taken by the holder in due course.