Chapter

Bank Deposits and Collections

N.D. Cent. Code § 41-04-01— (4-101) Short title
N.D. Cent. Code § 41-04-02— (4-102) Applicability
N.D. Cent. Code § 41-04-03— (4-103) Variation by agreement - Measure of damages - Action constituting ordinary care
N.D. Cent. Code § 41-04-04— (4-104) Definitions and index of definitions
N.D. Cent. Code § 41-04-05— (4-105) Bank - Collecting bank - Depositary bank - Payor bank - Presenting bank
N.D. Cent. Code § 41-04-06— (4-106) Payable through or payable at bank - Collecting bank
N.D. Cent. Code § 41-04-07— (4-107) Separate office of bank
N.D. Cent. Code § 41-04-08— (4-108) Time of receipt of items
N.D. Cent. Code § 41-04-09— (4-109) Delays
N.D. Cent. Code § 41-04-10— (4-110) Electronic presentment
N.D. Cent. Code § 41-04-11— (4-111) Statute of limitations
N.D. Cent. Code § 41-04-12— Construction of chapter - Branch banking
N.D. Cent. Code § 41-04-13— (4-201) Agency status of collecting banks and provisional status of credit - Applicability of chapter - Item endorsed pay any bank
N.D. Cent. Code § 41-04-14— (4-202) Responsibility for collection or return - When action timely
N.D. Cent. Code § 41-04-15— (4-203) Effect of instructions
N.D. Cent. Code § 41-04-16— (4-204) Methods of sending and presenting - Sending directly to payor bank
N.D. Cent. Code § 41-04-17— (4-205) Depositary bank holder of unendorsed item
N.D. Cent. Code § 41-04-18— (4-206) Transfer between banks
N.D. Cent. Code § 41-04-19— (4-207) Transfer warranties
N.D. Cent. Code § 41-04-20— (4-208) Presentment warranties
N.D. Cent. Code § 41-04-21— (4-209) Encoding and retention warranties
N.D. Cent. Code § 41-04-22— (4-210) Security interest of collecting bank in items, accompanying documents, and proceeds
N.D. Cent. Code § 41-04-23— (4-211) When bank gives value for purposes of holder in due course
N.D. Cent. Code § 41-04-24— (4-212) Presentment by notice of item not payable by, through, or at bank - Liability of drawer or endorser
N.D. Cent. Code § 41-04-25— (4-213) Medium and time of settlement by bank
N.D. Cent. Code § 41-04-26— (4-214) Right of chargeback or refund - Liability of collecting bank - Return of item
N.D. Cent. Code § 41-04-27— (4-215) Final payment of item by payor bank - When provisional debits and credits become final - When certain credits become available for withdrawal
N.D. Cent. Code § 41-04-28— (4-216) Insolvency and preference
N.D. Cent. Code § 41-04-29— (4-301) Deferred posting - Recovery of payment by return of items - Time of dishonor - Return of items by payor bank
N.D. Cent. Code § 41-04-30— (4-302) Payor bank's responsibility for late return of item
N.D. Cent. Code § 41-04-31— (4-303) When items subject to notice, stop order, legal process, or setoff - Order in which items may be charged or certified
N.D. Cent. Code § 41-04-32— (4-401) When bank may charge customer's account
N.D. Cent. Code § 41-04-33— (4-402) Bank's liability to customer for wrongful dishonor - Time of determining insufficiency of account
N.D. Cent. Code § 41-04-34— (4-403) Customer's right to stop payment - Burden of proof of loss
N.D. Cent. Code § 41-04-35— (4-404) Bank not obliged to pay check more than six months old
N.D. Cent. Code § 41-04-36— (4-405) Death or incompetence of customer
N.D. Cent. Code § 41-04-37— (4-406) Customer's duty to discover and report unauthorized signature or alteration
N.D. Cent. Code § 41-04-38— (4-407) Payor bank's right to subrogation on improper payment
N.D. Cent. Code § 41-04-39— (4-501) Handling of documentary drafts - Duty to send for presentment and to notify customer of dishonor
N.D. Cent. Code § 41-04-40— (4-502) Presentment of on arrival drafts
N.D. Cent. Code § 41-04-41— (4-503) Responsibility of presenting bank for documents and goods - Report of reasons for dishonor - Referee in case of need
N.D. Cent. Code § 41-04-42— (4-504) Privilege of presenting bank to deal with goods - Security interest for expenses