1. Subject to section 47-30.2-12, the net card value of a stored-value card, other than a payroll card, is presumed abandoned on the latest of three years after:
a. December thirty-first of the year in which the card is issued or additional funds are deposited into the card;
b. The most recent indication of interest in the card by the apparent owner; or c. A verification or review of the balance by or on behalf of the apparent owner.
2. The amount presumed abandoned in a stored-value card is the net card value at the time it is presumed abandoned.