N.H. Rev. Stat. Ann. § 383-D:6-601

A family trust company shall maintain the required capital under RSA 383-D:6-602, a fidelity bond under RSA 383-A:4-405, and an errors and omissions liability insurance policy under RSA 383-A:4-406. For purposes of determining the appropriate amounts of required capital, fidelity bond coverage, and errors and omissions liability insurance coverage, the commissioner shall consider the family trust company's safety and soundness and shall give primary consideration to the liability insurance coverage, which provides the primary protections for a family trust company's family clients. In addition to the requirements in RSA 383-A:4-405 and RSA 383-A:4-406, any insurance deductible shall be reasonable and shall not jeopardize the safe and sound operation of the family trust company. RSA 383-C:5-501 shall not apply to family trust companies.