A bank may issue preferred stock
(1) Upon its organization as a successor bank pursuant to section 16; or
(2) Upon its reorganization pursuant to Article 24; or
(3) Upon amending its certificate of incorporation as provided by Article 19, upon the vote of the holders of at least two-thirds of the shares of each class of stock issued by the bank; or
(4) As an incident of a merger when it is a receiving bank as defined in section 132 (C. 17:9A-132).