Chapter

Chapter 10B

N.J. Stat. Ann. § 46:10B-1— Definitions
N.J. Stat. Ann. § 46:10B-2— Prepayment of mortgage loan without penalty
N.J. Stat. Ann. § 46:10B-3— Additional payments
N.J. Stat. Ann. § 46:10B-4— Invalidity of mortgage provisions
N.J. Stat. Ann. § 46:10B-5— Violation; return of fees plus interest
N.J. Stat. Ann. § 46:10B-6— Failure to deliver cancellation or discharge; forfeiture of fee
N.J. Stat. Ann. § 46:10B-7— Failure to accept additional payments; forfeiture of interest
N.J. Stat. Ann. § 46:10B-8— Increase in interest rate; limitation
N.J. Stat. Ann. § 46:10B-9— Application of act
N.J. Stat. Ann. § 46:10B-10— Interest rate; points
N.J. Stat. Ann. § 46:10B-11— Points; liability for receiving
N.J. Stat. Ann. § 46:10B-11.1— Discount points deemed interest on loan
N.J. Stat. Ann. § 46:10B-12— Graduated payment mortgage defined
N.J. Stat. Ann. § 46:10B-13— Authorization to make
N.J. Stat. Ann. § 46:10B-14— Use for dwelling units; limits on interest
N.J. Stat. Ann. § 46:10B-15— Option to convert to conventional level payment mortgage
N.J. Stat. Ann. § 46:10B-16— Short title
N.J. Stat. Ann. § 46:10B-17— Definitions
N.J. Stat. Ann. § 46:10B-18— Reverse annuity and reverse direct payment mortgages; authorization to make; conditions
N.J. Stat. Ann. § 46:10B-19— Option of mortgagor to enter into subsequent mortgage with same mortgagee
N.J. Stat. Ann. § 46:10B-20— Exemption of income from New Jersey Gross Income Tax Act
N.J. Stat. Ann. § 46:10B-21— Regulations
N.J. Stat. Ann. § 46:10B-22— Short title
N.J. Stat. Ann. § 46:10B-23— Findings, declarations relative to abusive lending practices
N.J. Stat. Ann. § 46:10B-24— Definitions relative to abusive lending practices
N.J. Stat. Ann. § 46:10B-25— Creditors, prohibited practices relative to home loans
N.J. Stat. Ann. § 46:10B-26— High-cost home loans, limitations, prohibited practices
N.J. Stat. Ann. § 46:10B-27— Affirmative claims, defenses by borrower
N.J. Stat. Ann. § 46:10B-28— Enforcement by department
N.J. Stat. Ann. § 46:10B-29— Violations, remedies, liability
N.J. Stat. Ann. § 46:10B-30— Rights, remedies, prohibitions declared additional, cumulative
N.J. Stat. Ann. § 46:10B-31— Law of state of location of property applicable
N.J. Stat. Ann. § 46:10B-32— Program of consumer counseling, awareness
N.J. Stat. Ann. § 46:10B-33— Liability of mortgage broker
N.J. Stat. Ann. § 46:10B-34— Preemption of local rules, regulations
N.J. Stat. Ann. § 46:10B-35— Regulations
N.J. Stat. Ann. § 46:10B-36— Short title
N.J. Stat. Ann. § 46:10B-37— Findings, declarations relative to certain residential mortgages
N.J. Stat. Ann. § 46:10B-38— Definitions relative to certain residential mortgages
N.J. Stat. Ann. § 46:10B-39— Written notices from creditor to eligible borrower
N.J. Stat. Ann. § 46:10B-40— Period of extension; certification
N.J. Stat. Ann. § 46:10B-41— Notice sent to eligible foreclosed borrower
N.J. Stat. Ann. § 46:10B-42— Period of extension for eligible foreclosed borrower
N.J. Stat. Ann. § 46:10B-43— Violations, penalties
N.J. Stat. Ann. § 46:10B-44— Creditor's failure to fulfill obligation
N.J. Stat. Ann. § 46:10B-45— Liberal construction
N.J. Stat. Ann. § 46:10B-46— Severability
N.J. Stat. Ann. § 46:10B-47— Regulations
N.J. Stat. Ann. § 46:10B-48— Effective date; term
N.J. Stat. Ann. § 46:10B-49— Report of mortgage foreclosure actions
N.J. Stat. Ann. § 46:10B-49.1— Database reflecting extent of residential properties under foreclosure
N.J. Stat. Ann. § 46:10B-49.2— Notice of intention to foreclose, centralized portal for submission
N.J. Stat. Ann. § 46:10B-49.3— Required notifications by lender
N.J. Stat. Ann. § 46:10B-50— Six-month forbearance period before foreclosure; definitions
N.J. Stat. Ann. § 46:10B-51— Procedure for serving summons and complaint in action to foreclose on a mortgage
N.J. Stat. Ann. § 46:10B-51.1— Certain owners of foreclosed property required to file contact information
N.J. Stat. Ann. § 46:10B-53— Short title
N.J. Stat. Ann. § 46:10B-54— Definitions relative to certain mortgage foreclosure consultant practices
N.J. Stat. Ann. § 46:10B-55— Requirements for licensure of foreclosure consultant
N.J. Stat. Ann. § 46:10B-56— Foreclosure consultant contract
N.J. Stat. Ann. § 46:10B-57— Additional legal rights of owner
N.J. Stat. Ann. § 46:10B-58— Violations relative to foreclosure consultants
N.J. Stat. Ann. § 46:10B-59— Waiver void, unenforceable
N.J. Stat. Ann. § 46:10B-60— Written contract required for conveyance of distressed property
N.J. Stat. Ann. § 46:10B-61— Additional right of rescission, cancellation of contract
N.J. Stat. Ann. § 46:10B-62— Option of cancellation statement in contract
N.J. Stat. Ann. § 46:10B-63— Prohibited actions of distressed property purchaser
N.J. Stat. Ann. § 46:10B-64— Requirements for distressed property purchaser
N.J. Stat. Ann. § 46:10B-65— Waiver void, unenforceable
N.J. Stat. Ann. § 46:10B-66— Powers of commissioner relative to compliance
N.J. Stat. Ann. § 46:10B-67— Violations, penalties; degree of crime
N.J. Stat. Ann. § 46:10B-68— Enforcement, regulations