Any person who violates the provisions of this act shall be liable to the aggrieved consumer for a civil penalty of not less than $100.00 or for actual damages, or both at the election of the consumer, together with reasonable attorney's fees and court costs. This may be recoverable by the consumer in a civil action in a court of competent jurisdiction or as part of a counterclaim by the consumer against the seller, lessor, creditor, lender or bailee or assignee of any of the aforesaid, who aggrieved him. A consumer also shall have the right to petition the court to terminate a contract which violates the provisions of section 2 of this act and the court in its discretion may void the contract.
N.J. Stat. Ann. § 56:12-17
Violations; civil liability to aggrieved consumer; action; termination of contract
Applied in 2 court decisions — leading case Skypala v. Mortgage Electronic Registration Systems, Inc. (2009)
Most recently applied in Dehart v. US Bank, N.A. ND (August 2011)
L.1981, c. 454, s. 4.
Current official text: New Jersey Legislature. Digitized from the New Jersey Legislature bulk statutes download. Reproduced from public-domain New Jersey statutes; confirm against the official source for the current text. Not legal advice.