1. As used in this act:
"Charge card" means a credit card on an account for which no periodic rate is used to compute a finance charge.
"Credit card" means any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit.
"Operator" means a person who engages in the business of transporting motor vehicles that are inoperable or parked illegally or otherwise without authorization from public or private property to a site where repairs may be made or the vehicle may be stored and who may also perform motor vehicle repairs.