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§ 56-3A-5 NMSA 1978

Violations; civil liability

Known as the Fair Credit Reporting and Identity Security Act

The act spans §§ 56–56 (7 sections).

Applied in 1 court decision — leading case Consumer Data Industry Ass'n v. King (2012)

Most recently applied in Consumer Data Industry Ass'n v. King (May 2012)

Laws 2007, ch. 106, § 5; 2010, ch. 54, § 6.

If a consumer reporting agency violates the provisions of the Fair Credit Reporting and Identity Security Act, the affected consumer or the attorney general may bring a civil action against the consumer reporting agency for:

A. injunctive relief to prevent further violation of the Fair Credit Reporting and Identity Security Act;

B. any actual damages sustained by the consumer as a result of a violation of the Fair Credit Reporting and Identity Security Act;

C. a civil penalty in an amount not to exceed two thousand dollars ($2,000) for each violation of the security freeze or each violation of the provisions of Subsection D of Section 3 [ 56-3A-3 NMSA 1978] of this 2010 act; and

D. costs of the action and reasonable attorney fees.

Official source: NMOneSource (New Mexico Compilation Commission). Reproduced from public-domain New Mexico statutes; confirm against the official source for the current text. Not legal advice.