A. The superintendent shall adopt and promulgate rules to establish minimum standards for benefits provided by short-term plans and excepted benefits plans that are subject to the Short-Term Health Plan and Excepted Benefit Act.
B. Rules of the superintendent shall require short-term plans to cover state-mandated benefits in addition to each of the following categories of benefits:
(1) diagnostic;
(2) rehabilitative;
(3) maternity;
(4) neonatal;
(5) behavioral health services;
(6) emergency services;
(7) hospitalization;
(8) ambulatory services; and
(9) prescription drugs.