1. Counties in which physicians, dentists, their respective assistants and county hospitals render treatment to indigents or needy persons without charge or at cost or below cost may procure, carry and maintain liability insurance protecting such members of the healing arts and hospitals and indemnifying them against any claim or action by or on behalf of any such indigent or needy person or contribute to the cost of such insurance.
2. If such insurance is provided it shall be coverage in the amount of at least $100,000 for each occurrence.
3. The liability insurance provided in subsections 1 and 2 shall provide for indemnity whether or not the physician, dentist, assistant or hospital is required by law or the rules of his or her profession to treat any indigent or needy person without charge.