“Historically underserved community” means:
1. A census tract:
(a) Designated as a qualified census tract by the Secretary of Housing and Urban Development pursuant to 26 U.S.C. § 42(d)(5)(B)(ii); or
(b) In which, in the immediately preceding census, at least 20 percent of households were not proficient in the English language; or
2. Qualified tribal land, as defined in NRS 370.0325.