“Injured person” means an owner who:
1. Is damaged by the failure of a residential contractor to perform qualified services adequately; or
2. Pays to obtain a release of a lien:
(a) Which is recorded:
(1) For the value of any materials or services rendered in connection with a construction project; and
(2) Against property to be improved by the project; and
(b) When a licensee or agent or officer thereof:
(1) Willfully or deliberately fails to pay any money when due for the materials or services; and
(2) Has received sufficient money as payment for the materials or services.