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Nevada Chapter 676A — Uniform Debt-Management Services Act

70 sections hosted, reproduced from the official public-domain source.

  • NRS 676A.010— Short title
  • NRS 676A.020— Definitions
  • NRS 676A.030— “Affiliate” defined
  • NRS 676A.040— “Agreement” defined
  • NRS 676A.050— “Bank” defined
  • NRS 676A.060— “Business address” defined
  • NRS 676A.070— “Certified counselor” defined
  • NRS 676A.080— “Certified debt specialist” defined
  • NRS 676A.090— “Commissioner” defined
  • NRS 676A.100— “Concessions” defined
  • NRS 676A.110— “Credit counseling” defined
  • NRS 676A.120— “Day” defined
  • NRS 676A.130— “Debt-management plan” defined
  • NRS 676A.140— “Debt-management services” defined
  • NRS 676A.150— “Debt settlement services” defined
  • NRS 676A.160— “Entity” defined
  • NRS 676A.170— “Good faith” defined
  • NRS 676A.175— “Nationwide Multistate Licensing System and Registry” or “Registry” defined
  • NRS 676A.180— “Person” defined
  • NRS 676A.190— “Plan” defined
  • NRS 676A.200— “Principal amount of the debt” defined
  • NRS 676A.210— “Provider” defined
  • NRS 676A.220— “Record” defined
  • NRS 676A.230— “Settlement fee” defined
  • NRS 676A.240— “Sign” defined
  • NRS 676A.250— “State” defined
  • NRS 676A.260— “Trust account” defined
  • NRS 676A.270— Applicability
  • NRS 676A.280— Uniformity of application and construction
  • NRS 676A.290— Relation to Electronic Signatures in Global and National Commerce Act
  • NRS 676A.300— Registration required
  • NRS 676A.310— Application for registration: Form; contents; fee; bond; evidence of insurance
  • NRS 676A.320— Application for registration: Additional contents
  • NRS 676A.330— Duty to report changes in information
  • NRS 676A.340— Commissioner to make certain information available; certain information confidential
  • NRS 676A.350— Issuance of certificate of registration; temporary certificate of registration; grounds for denial of registration
  • NRS 676A.360— Commissioner to approve or deny registration within certain period; extension to obtain additional information; appeal of denial
  • NRS 676A.370— Renewal of registration: Application; form; contents; fees; disclosure; denial; cancellation and reinstatement
  • NRS 676A.380— Alternative application for registration for applicants licensed or certified in another state; conditions
  • NRS 676A.390— Surety bond required
  • NRS 676A.400— Substitute for surety bond
  • NRS 676A.410— Commissioner authorized to take action to participate in Registry; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding registration
  • NRS 676A.420— Submission and processing of fingerprints
  • NRS 676A.430— Commissioner required to report certain information or material to Registry; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements
  • NRS 676A.440— Additional materials required to be submitted to Registry
  • NRS 676A.450— Holder of certificate to register and maintain unique identifier; Commissioner authorized to issue certificate through Registry; references to Commissioner deemed references to Registry
  • NRS 676A.500— Provider to act in good faith; fiduciary duty
  • NRS 676A.510— Provider to maintain toll-free communication system
  • NRS 676A.520— Duties of provider before providing debt-management services
  • NRS 676A.530— Required disclosures and materials: Use of Internet; form; written copy provided on request; disclosures on website; termination of electronic communication; termination of agreement
  • NRS 676A.540— Agreement: Contents; required provisions; prohibited provisions; provisions void if contrary to certain requirements
  • NRS 676A.550— Cancellation of agreement
  • NRS 676A.560— Disclosures and documents to be in English; provider also must furnish translation if language other than English is used in communications
  • NRS 676A.570— Money paid to provider to be held in trust; requirements concerning trust accounts and money held in trust; accounting; prompt refund on termination of agreement
  • NRS 676A.580— Fees or charges: Restrictions
  • NRS 676A.590— Voluntary contributions: Restrictions
  • NRS 676A.600— Required disclosures by provider
  • NRS 676A.610— Agreement voidable by individual in certain circumstances
  • NRS 676A.620— Provider may terminate agreement for nonpayment
  • NRS 676A.630— Provider to provide accounting periodically and upon request; retention of records
  • NRS 676A.640— Provider compliance with federal regulations; provider to maintain information security program and notify Commissioner of notification events
  • NRS 676A.700— Prohibited acts
  • NRS 676A.710— Provider to notify Commissioner of civil actions
  • NRS 676A.720— Provider liable for conduct of person to whom it delegates duties
  • NRS 676A.730— Powers of Commissioner: Enforcement; investigation; regulations; fees; cooperative agreements
  • NRS 676A.740— Commissioner to enforce chapter; penalties
  • NRS 676A.750— Suspension, revocation or denial of renewal of registration by Commissioner
  • NRS 676A.760— Civil remedies
  • NRS 676A.770— Violation constitutes deceptive trade practice
  • NRS 676A.780— Statute of limitations for certain actions