N.Y. Banking Law § 105-a

§ 105-a. Electronic facilities. A bank or trust company may conduct a\nbanking business, at automated teller machines, point-of-sale terminals,\nand similar facilities subject to regulations which may be promulgated\nby the superintendent of financial services. Such facilities shall not\nbe deemed to be branches and shall not be subject to any of the\nprovisions of this chapter applicable to branches; provided however that\nnotwithstanding the foregoing, for purposes of clause (ii) of\nsubdivision one of section one hundred five of this chapter, such\nfacilities shall be deemed to be branches, and such facilities shall be\nsubject to the terms and conditions of section one hundred five, and for\npurposes of section twenty-eight-b of this chapter, such facilities\nshall be deemed to be branches.\n