N.Y. Banking Law § 194

§ 194. Public accommodation office not deemed branch office. A public\naccommodation office shall not be deemed a branch office as that term is\nused in this chapter and shall not be subject to any other provision of\nthis chapter specifically relating to the establishment of branch\noffices. Each public accommodation office shall be deemed to be an\nintegral part of the banking institution or branch office of which it is\nan adjunct, and all business transacted at such public accommodation\noffice shall be deemed to be transacted at the office of which it is an\nadjunct.\n