N.Y. Banking Law § 232

§ 232. Organization certificate to be submitted to superintendent;\nproof of publication and service of notice of intention. After the lapse\nof at least twenty-eight days from the date of the first due publication\nof the notice of intention to organize and within ten days after the\ndate of the last publication thereof, the organization certificate,\nexecuted in duplicate, shall be submitted for examination to the\nsuperintendent with affidavits showing due publication and service of\nthe notice of intention to organize.\n