N.Y. Banking Law § 396-a

§ 396-a. Electronic facilities. A savings and loan association may\nconduct a banking business, at automated teller machines, point-of-sale\nterminals, and similar facilities subject to regulations which may be\npromulgated by the superintendent of financial services. Such facilities\nshall not be deemed to be branches and shall not be subject to any of\nthe provisions of this chapter applicable to branches; provided however\nthat notwithstanding the foregoing, for purposes of paragraph (b) of\nsubdivision two of section three hundred ninety-six of this chapter,\nsuch facilities shall be deemed to be branches, and such facilities\nshall be subject to the terms and conditions of section three hundred\nninety-six, and for purposes of section twenty-eight-b of this chapter,\nsuch facilities shall be deemed to be branches.\n