N.Y. Banking Law § 555

§ 555. License. 1. No person except a lending institution or an\nauthorized insurer shall engage in the business of a premium finance\nagency without a license therefor obtained from the superintendent, as\nprovided in this article.\n 2. Application for license required under this article shall be in\nwriting, and in the form prescribed by the superintendent.\n 3. When an applicant has more than one office, separate applications\nfor license shall be made for each such office.\n 4. At the time of filing an application for a license, the applicant\nshall pay to the superintendent an investigation fee. The investigation\nfee shall be as prescribed pursuant to section eighteen-a of this\nchapter, except that, when an applicant files applications for licenses\nfor three or more offices at the same time, the total investigation fee\nfor all the applications shall be three times the amount prescribed\npursuant to section eighteen-a of this chapter.\n