N.Y. Banking Law § 9-i*2

* § 9-i. Prohibition on depositor of early withdrawal penalty in\ncertain cases. No banking institution, as that term is defined in\nsection nine-f of this chapter, shall impose any penalty for the\nrepayment of a time deposit prior to maturity where the depositor has\ndied or been declared legally incompetent.\n * NB There are 2 § 9-i's\n