N.Y. Banking Law § 9-p

§ 9-p. Acceptance of certain checks for deposit. No banking\ninstitution as that term is defined in section nine-f of this chapter\nshall, as a policy or general practice, refuse to accept as a deposit\nmade with a teller by an account holder a check for the sole reason that\nit contains two endorsements. Nothing contained herein shall prevent a\nbanking institution from requiring the approval of an officer or manager\nas a condition of accepting a check with two endorsements for deposit or\nfrom refusing to accept a deposit of a check with two endorsements that\nis not made with a teller.\n