ARTICLE

Credit Unions

N.Y. Banking Law § 450— Incorporation; organization certificate
N.Y. Banking Law § 450-a— Designation of low income credit union
N.Y. Banking Law § 450-b— Designation of student branches
N.Y. Banking Law § 451— Proposed bylaws
N.Y. Banking Law § 451-a— Qualifications for membership
N.Y. Banking Law § 452— When corporate existence begins; conditions precedent to commencing business
N.Y. Banking Law § 453— Corporate credit unions
N.Y. Banking Law § 454— General powers
N.Y. Banking Law § 455— Trust powers
N.Y. Banking Law § 456— Limitations upon powers
N.Y. Banking Law § 457— Capital
N.Y. Banking Law § 458-a— Maintenance of reserves
N.Y. Banking Law § 459— Allowance for loan loss
N.Y. Banking Law § 460— Dividends to shareholders; conditions precedent
N.Y. Banking Law § 461— Change of location; establishment of stations; extension or revival of corporate existence
N.Y. Banking Law § 462— Foreign credit unions
N.Y. Banking Law § 463— Exemptions and individual liability of shareholders
N.Y. Banking Law § 464— Manner of withdrawal; expulsion or suspension of members; effect upon liabilities to credit unions
N.Y. Banking Law § 465— Withdrawal of shares after voting to liquidate; notices to shareholders
N.Y. Banking Law § 466— Meetings of shareholders; voting
N.Y. Banking Law § 467— Qualifications and disqualifications of directors and committee members
N.Y. Banking Law § 468— Oaths of directors, officers and members of committees
N.Y. Banking Law § 469— Vacancies; change in number of directors
N.Y. Banking Law § 470— Powers and duties of directors; not entitled to compensation; disqualification of directors
N.Y. Banking Law § 471— Duty of directors and officers
N.Y. Banking Law § 472— Special duties of directors
N.Y. Banking Law § 473— Loan officers, credit committee; duties
N.Y. Banking Law § 474— Loan reports to directors
N.Y. Banking Law § 475— Supervisory committee; powers and duties
N.Y. Banking Law § 476— Officers; powers and duties
N.Y. Banking Law § 477— Retirement and insurance benefits for officers and employees
N.Y. Banking Law § 478— Amendment of bylaws; approval of superintendent
N.Y. Banking Law § 479— Credit union not liable for taxation
N.Y. Banking Law § 480— Fiscal year
N.Y. Banking Law § 481— Communications from department of financial services must be submitted to directors and supervisory committee, and noted in the minutes
N.Y. Banking Law § 482— Reports to superintendent; penalty for failure to make
N.Y. Banking Law § 483— Penalty for loans to non-members; recovery
N.Y. Banking Law § 484— Penalty for use of term "credit union"
N.Y. Banking Law § 485— Entries in books; preservation of records
N.Y. Banking Law § 486— Conversion of a federal credit union into a state credit union
N.Y. Banking Law § 486-a— Retention of special additional mortgage recording tax exemption for converted federal credit unions
N.Y. Banking Law § 487— Conversion of a credit union into a federal credit union
N.Y. Banking Law § 487-a— Conversion of a credit union into a mutual savings bank