N.Y. Gen. Bus. Law § 458-g

§ 458-g. Contracts void and unenforceable. 1. Any contract for\nservices which does not comply with the applicable provisions of this\narticle shall be void and unenforceable as contrary to public policy.\n 2. Any waiver by a consumer of the provisions of this article shall be\ndeemed void and unenforceable by a credit services business as contrary\nto public policy.\n