N.Y. Gen. Bus. Law § 529

§ 529. Definitions. For the purposes of this article, the following\nterms shall have the following meanings:\n 1. "Merchant acquirer" means an entity that establishes a relationship\nwith a merchant for the purposes of processing credit, debit, or prepaid\ntransactions.\n 2. "Payment card network" means an entity that provides services that\nroute transactions between participants on the network to conduct debit,\ncredit, or prepaid transactions for the purpose of authorization,\nclearance, or settlement.\n 3. "Person" includes an individual, corporation, partnership or\nassociation, two or more persons having a joint or common interest or\nany other legal or commercial entity.\n 4. "Issuer" means a person who issues a credit card or a debit card.\n