N.Y. Gen. Bus. Law § 702

§ 702. Application. 1. Except as provided in subdivision two of this\nsection, this chapter shall not apply to statements of accounts rendered\nto customers by public utilities whose billing practices are subject to\nthe jurisdiction and regulation of the public service commission.\n 2. Subject to federal law and regulation, no creditor shall charge a\nconsumer an additional rate or fee associated with payment on an account\nwhen the consumer chooses to pay by United States mail. This subdivision\nshall not be construed to prohibit a creditor from offering consumers a\ncredit or other incentive to elect a specific payment option.\n