N.Y. Ins. Law § 3245

§ 3245. Liability to providers in the event of an insolvency. In the\nevent an insurance company authorized to do an accident and health\ninsurance business in this state is deemed insolvent, as provided in\nsection one thousand three hundred nine of this chapter, no insured\ncovered under a policy delivered or issued for delivery in this state by\nthe insurance company shall be liable to any provider of health care\nservices for any covered services of the insolvent insurance company. No\nprovider of health care services or any representative of such provider\nshall collect or attempt to collect from the insured sums owed by such\ninsurance company, and no provider or representative of such provider\nmay maintain any action at law against an insured to collect sums owed\nto such provider by such insurance company.\n