N.Y. Ins. Law § 4116

§ 4116. Domestic mutual companies; voting rights of members. The\ncharter or by-laws of any domestic mutual property/casualty insurance\ncompany may, with the approval of the superintendent pursuant to section\none thousand two hundred nine of this chapter, provide for the\ndistribution of voting power, at all meetings of the corporation, among\nthe members on the basis of the amount of insurance held, the number of\npolicies held, or the amount of premiums paid, by the member or on any\nother basis which the superintendent finds to be fair and equitable; but\nin any event every member whose insurance is in force at the time of the\nelection shall be entitled to at least one vote, and no member shall be\nentitled to more than ten votes.\n