N.Y. Pers. Prop. Law § 312

§ 312. Refund credit on cancellation of credit related insurance or\nprepayment of contract. The provisions of this article requiring refunds\nand refund credits with respect to group credit life insurance, in cases\nof cancellation of group credit life insurance or of prepayment of a\nretail instalment contract shall also require refunds and refund credits\nwith respect to credit unemployment insurance, group credit accident,\ngroup credit health or group credit accident and health insurance in\ncases of cancellation of such insurance or prepayment of a retail\ninstalment contract which included such insurance.\n