N.Y. Pers. Prop. Law § 419

§ 419. Refund credit on cancellation of credit related insurance or\nprepayment of contract. The provisions of this article requiring refunds\nand refund credits with respect to group credit life insurance in cases\nof cancellation of group credit life insurance or of prepayment of a\nretail instalment contract or obligation shall also require refunds and\nrefund credits with respect to credit unemployment insurance, group\ncredit accident, group credit health or group credit accident and health\ninsurance in cases of cancellation of such insurance or of prepayment of\na retail instalment contract or obligation which included such\ninsurance.\n