Ohio Chapter 1321 — Various Loans

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Ohio Rev. Code Ann. § 1321.01— Small Loan Law definitions; division of financial institutions responsibility
Ohio Rev. Code Ann. § 1321.02— Small loan license requirement; exceptions
Ohio Rev. Code Ann. § 1321.03— Application for small loan license; fee
Ohio Rev. Code Ann. § 1321.04— Small loan license application approval
Ohio Rev. Code Ann. § 1321.05— Contents of small loan license; annual fee and assessment; assets
Ohio Rev. Code Ann. § 1321.06— Additional small loan licenses; change of place of business
Ohio Rev. Code Ann. § 1321.07— Examination of small loan licensee's records; division powers
Ohio Rev. Code Ann. § 1321.08— Suspension or revocation of small loan license
Ohio Rev. Code Ann. § 1321.09— Small loan licensee recordkeeping; annual report
Ohio Rev. Code Ann. § 1321.10— Small Loan Law rules and orders; procedure in case of violation; certified statements
Ohio Rev. Code Ann. § 1321.11— Prohibited statements and representations
Ohio Rev. Code Ann. § 1321.12— Small loan licensee - prohibited acts
Ohio Rev. Code Ann. § 1321.13— Small loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance
Ohio Rev. Code Ann. § 1321.14— Duties of small loan licensee; prohibited acts
Ohio Rev. Code Ann. § 1321.15— Loans designed to circumvent limitations on interest rates, charges, or loan amount
Ohio Rev. Code Ann. § 1321.16— Open-end loans by small loan licensee
Ohio Rev. Code Ann. § 1321.17— Out-of-state small loans
Ohio Rev. Code Ann. § 1321.18— Civil action to reverse, rescind, or modify division order
Ohio Rev. Code Ann. § 1321.19— Cancellation or alteration of small loan license does not impact existing contracts
Ohio Rev. Code Ann. § 1321.20— Fees - licenses, registration under this chapter and for pawnbrokers and precious metals dealers
Ohio Rev. Code Ann. § 1321.21— Consumer finance fund
Ohio Rev. Code Ann. § 1321.31— Assignment of personal earnings - requirements, limitations, priority
Ohio Rev. Code Ann. § 1321.32— Assignment of wages invalid - exception
Ohio Rev. Code Ann. § 1321.33— Wage assignments for support of spouse or children not subject to Small Loan Law or R.C. 1321.31
Ohio Rev. Code Ann. § 1321.35— Short-term Loan Law definitions
Ohio Rev. Code Ann. § 1321.36— Short-term loan license required; telephone and mail loans; exceptions; applicability of Short-term Loan Law
Ohio Rev. Code Ann. § 1321.37— Application for short-term loan license; fee; approval procedure; assets; bond
Ohio Rev. Code Ann. § 1321.38— Contents of short-term loan license; additional licenses; change of place of business
Ohio Rev. Code Ann. § 1321.39— Short-term loan requirements and restrictions
Ohio Rev. Code Ann. § 1321.40— Maximum interest rate; permissible short-term loan fees
Ohio Rev. Code Ann. § 1321.41— Short-term loan licensee prohibitions
Ohio Rev. Code Ann. § 1321.42— Enforcement actions relating to short-term loan license
Ohio Rev. Code Ann. § 1321.43— Short-term Loan Law rules and orders
Ohio Rev. Code Ann. § 1321.44— Violations of Short-term Loan Law are unfair or deceptive acts; criminal proceedings
Ohio Rev. Code Ann. § 1321.45— Prohibited short-term loan debt collection practices
Ohio Rev. Code Ann. § 1321.46— Verification of borrower's income before making short-term loan
Ohio Rev. Code Ann. § 1321.47— Duties of short-term loan licensees; civil action by borrower
Ohio Rev. Code Ann. § 1321.48— Reports by superintendent; confidentiality of information
Ohio Rev. Code Ann. § 1321.51— General Loan Law definitions
Ohio Rev. Code Ann. § 1321.52— Registrants may make general loans; choice of law; security; superintendent authority
Ohio Rev. Code Ann. § 1321.53— General loan certificate of registration application, approval, fee; assets; additional certificates; change in place of business; exceptions to General Loan Law
Ohio Rev. Code Ann. § 1321.54— General loan rules; suspension, revocation, or refusal to renew registration; fines; alleged violations
Ohio Rev. Code Ann. § 1321.55— General loan registrant recordkeeping; annual report; confidentiality
Ohio Rev. Code Ann. § 1321.56— Forfeiting general loan interest for interest rate violation
Ohio Rev. Code Ann. § 1321.57— General loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance
Ohio Rev. Code Ann. § 1321.58— Open-end loans by general loan registrant
Ohio Rev. Code Ann. § 1321.59— General Loan Law registrant - prohibited acts
Ohio Rev. Code Ann. § 1321.60— Advertising for general loans
Ohio Rev. Code Ann. § 1321.62— Consumer Installment Loan Act definitions
Ohio Rev. Code Ann. § 1321.63— Activities for which consumer installment loan license is required
Ohio Rev. Code Ann. § 1321.64— Application for consumer installment loan license; approval procedure
Ohio Rev. Code Ann. § 1321.65— Asset requirements of consumer installment loan licensee
Ohio Rev. Code Ann. § 1321.66— Consumer installment loan licensee recordkeeping; examination of records
Ohio Rev. Code Ann. § 1321.67— Closing of consumer installment loans; duties of licensee
Ohio Rev. Code Ann. § 1321.68— Consumer installment loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance
Ohio Rev. Code Ann. § 1321.69— Consumer installment loan licensee prohibitions
Ohio Rev. Code Ann. § 1321.70— Enforcement actions for Consumer Installment Loan Act violations
Ohio Rev. Code Ann. § 1321.71— Insurance Premium Finance Company Law definitions
Ohio Rev. Code Ann. § 1321.72— Application of Insurance Premium Finance Company Law
Ohio Rev. Code Ann. § 1321.73— Insurance premium finance company license requirement; annual fee; assets
Ohio Rev. Code Ann. § 1321.74— Insurance premium finance company license application, fee, approval; additional licenses; change of place of business
Ohio Rev. Code Ann. § 1321.75— Enforcement actions regarding insurance premium finance company license
Ohio Rev. Code Ann. § 1321.76— Insurance premium finance company licensee recordkeeping; division powers
Ohio Rev. Code Ann. § 1321.77— Insurance premium finance company rules
Ohio Rev. Code Ann. § 1321.78— Premium finance agreement; notice to insurer
Ohio Rev. Code Ann. § 1321.79— Insurance premium finance company finance charge limits
Ohio Rev. Code Ann. § 1321.80— Delinquency, cancellation, and check collection charges
Ohio Rev. Code Ann. § 1321.81— Cancellation of insurance contract listed in premium finance agreement
Ohio Rev. Code Ann. § 1321.82— Return to insurance premium finance company of gross unearned premium upon cancellation of insurance contract
Ohio Rev. Code Ann. § 1321.83— Secured transactions filing provisions not applicable to insurance premium finance agreements
Ohio Rev. Code Ann. § 1321.84— Effect of child support default on license, certificate, or permit
Ohio Rev. Code Ann. § 1321.99— Penalty
Ohio Rev. Code Ann. § 1321.131— Small loan alternative interest rate
Ohio Rev. Code Ann. § 1321.141— Small loan requirements and restrictions
Ohio Rev. Code Ann. § 1321.391— Short-term loans of longer than 90 days
Ohio Rev. Code Ann. § 1321.401— Refinancing short-term loans
Ohio Rev. Code Ann. § 1321.402— Prepayment or refinancing prior to short-term loan maturity date
Ohio Rev. Code Ann. § 1321.403— Short-term loan fee cap; exceptions
Ohio Rev. Code Ann. § 1321.411— Short-term loan collection limitations
Ohio Rev. Code Ann. § 1321.421— Examination of short-term loan licensee's records
Ohio Rev. Code Ann. § 1321.422— Short-term loan licensee recordkeeping; annual reports
Ohio Rev. Code Ann. § 1321.541— Actions by attorney general, county prosecutor to enforce General Loan Law
Ohio Rev. Code Ann. § 1321.551— Evading General Loan Law requirements
Ohio Rev. Code Ann. § 1321.571— General loan alternative interest rate
Ohio Rev. Code Ann. § 1321.591— Compliance with Fair Debt Collection Practices Act
Ohio Rev. Code Ann. § 1321.592— Prohibited general loans by registrants
Ohio Rev. Code Ann. § 1321.631— Applicability of Consumer Installment Loan Act
Ohio Rev. Code Ann. § 1321.632— Consumer installment loan licensee authority; prohibited activities
Ohio Rev. Code Ann. § 1321.641— Renewal of consumer installment loan license
Ohio Rev. Code Ann. § 1321.642— Effect of change in ownership of a consumer installment loan licensee; notice
Ohio Rev. Code Ann. § 1321.643— Place of business; additional consumer installment loan licenses; change of place of business or name
Ohio Rev. Code Ann. § 1321.644— Persons selling tangible goods or services
Ohio Rev. Code Ann. § 1321.651— Advertising for consumer installment loans
Ohio Rev. Code Ann. § 1321.661— Consumer installment loan licensee call reports
Ohio Rev. Code Ann. § 1321.662— Confidential information
Ohio Rev. Code Ann. § 1321.663— Consumer Installment Loan Act investigations - prohibited acts
Ohio Rev. Code Ann. § 1321.664— Compliance with federal laws and regulations
Ohio Rev. Code Ann. § 1321.665— Preservation of consumer installment loan books and records before ceasing business
Ohio Rev. Code Ann. § 1321.666— Authority of superintendent to enforce Consumer Installment Loan Act
Ohio Rev. Code Ann. § 1321.667— Reimbursement of licensee for costs associated with providing consumer installment loan records
Ohio Rev. Code Ann. § 1321.671— Repayment of consumer installment loan
Ohio Rev. Code Ann. § 1321.672— Insurance obtained on behalf of consumer installment loan borrower
Ohio Rev. Code Ann. § 1321.673— Evading consumer installment loan requirements
Ohio Rev. Code Ann. § 1321.674— Forfeiting consumer installment loan interest for interest rate violation
Ohio Rev. Code Ann. § 1321.681— Open-end consumer installment loans
Ohio Rev. Code Ann. § 1321.691— Employee remote work
Ohio Rev. Code Ann. § 1321.701— Action by attorney general, county prosecutor to enforce the Consumer Installment Loan Act
Ohio Rev. Code Ann. § 1321.702— Rules relating to the Consumer Installment Loan Act
Ohio Rev. Code Ann. § 1321.791— Insurance premium finance company alternative finance charges