(a) When security interest not invalid or fraudulent.--A security interest is not invalid or fraudulent against creditors solely because any of the following apply:
(1) The debtor has the right or ability to:
(i) use, commingle or dispose of all or part of the collateral, including returned or repossessed goods;
(ii) collect, compromise, enforce or otherwise deal with collateral;
(iii) accept the return of collateral or make repossessions; or
(iv) use, commingle or dispose of proceeds.
(2) The secured party fails to require the debtor to account for proceeds or replace collateral.
(b) Requirements of possession not relaxed.--This section does not relax the requirements of possession if attachment, perfection or enforcement of a security interest depends upon possession of the collateral by the secured party.