(a) Specific refusal.--A notarial officer may refuse to perform a notarial act if the notarial officer is not satisfied that:
(1) the individual executing the record is competent or has the capacity to execute the record;
(2) the individual's signature is knowingly and voluntarily made;
(3) the individual's signature on the record or statement substantially conforms to the signature on a form of identification used to determine the identity of the individual; or
(4) the physical appearance of the individual signing the record or statement substantially conforms to the photograph on a form of identification used to determine the identity of the individual.
(b) General refusal.--A notarial officer may refuse to perform a notarial act unless refusal is prohibited by law other than this chapter.