Each bank and lending institution doing business in this state, whether acting under state or federal authority, shall maintain a resident agent in this state who shall have authority to endorse insurance claim checks on behalf of those banks and lending institutions, which banks and lending institutions shall include, but are not limited to:
(1) A bank, savings bank, or trust company, as defined in this title, its affiliates or subsidiaries;
(2) A bank holding company, as defined in 12 U.S.C. § 1841, its affiliates or subsidiaries;
(3) Mortgage companies; and
(4) Any other individual, corporation, partnership, or association authorized to take deposits and/or to make loans of money under the provisions of this title.