(a) Chapter 9 of this title governs in case of conflict. If there is conflict between this chapter and Chapter 9 of this title, Chapter 9 of this title governs.
(b) Applicable consumer law and other laws. A transaction subject to this chapter is subject to:
(1) Any applicable rule of law that establishes a different rule for consumers;
(2) Any other statute or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit; and
(3) Any consumer-protection statute or regulation.