Chapter

Commercial Code—Bank Deposits and Collections

S.C. Code Ann. § 36-4-101— Short title
S.C. Code Ann. § 36-4-103— Variation by agreement; measure of damages; action constituting ordinary care
S.C. Code Ann. § 36-4-104— Definitions and index of definitions
S.C. Code Ann. § 36-4-105— Definitions of types of banks
S.C. Code Ann. § 36-4-106— Payable through or payable at bank; collecting bank
S.C. Code Ann. § 36-4-107— Separate office of bank
S.C. Code Ann. § 36-4-108— Time of receipt of items
S.C. Code Ann. § 36-4-109— Delays
S.C. Code Ann. § 36-4-110— Electronic presentment
S.C. Code Ann. § 36-4-111— Statute of limitations
S.C. Code Ann. § 36-4-201— Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed "pay any bank"
S.C. Code Ann. § 36-4-202— Responsibility for collections or return; when action timely
S.C. Code Ann. § 36-4-203— Effect of instructions
S.C. Code Ann. § 36-4-204— Methods of sending and presenting; sending directly to payor bank
S.C. Code Ann. § 36-4-205— Depositary bank holder of unindorsed item
S.C. Code Ann. § 36-4-206— Transfer between banks
S.C. Code Ann. § 36-4-207— Transfer warranties
S.C. Code Ann. § 36-4-208— Presentment warranties
S.C. Code Ann. § 36-4-209— Encoding and retention warranties
S.C. Code Ann. § 36-4-210— Security interest of collecting bank in items, accompanying documents, and proceeds
S.C. Code Ann. § 36-4-211— When bank gives value for purposes of holder in due course
S.C. Code Ann. § 36-4-212— Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser
S.C. Code Ann. § 36-4-213— Medium and time of settlement by bank
S.C. Code Ann. § 36-4-214— Right of charge-back or refund; liability of collecting bank; return of item
S.C. Code Ann. § 36-4-215— Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
S.C. Code Ann. § 36-4-216— Insolvency and preference
S.C. Code Ann. § 36-4-301— Posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
S.C. Code Ann. § 36-4-302— Payor bank's responsibility for late return of item
S.C. Code Ann. § 36-4-303— When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be changed or certified
S.C. Code Ann. § 36-4-401— When bank may charge customer's account
S.C. Code Ann. § 36-4-402— Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
S.C. Code Ann. § 36-4-403— Customer's right to stop payment; burden of proof of loss
S.C. Code Ann. § 36-4-404— Bank not obliged to pay check more than six months old
S.C. Code Ann. § 36-4-405— Death or incompetence of a customer
S.C. Code Ann. § 36-4-406— Customer's duty to discover and report unauthorized signature or alteration
S.C. Code Ann. § 36-4-407— Payor bank's right to subrogation on improper payment
S.C. Code Ann. § 36-4-501— Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
S.C. Code Ann. § 36-4-502— Presentment of "on arrival" drafts
S.C. Code Ann. § 36-4-503— Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
S.C. Code Ann. § 36-4-504— Privilege of presenting bank to deal with goods; security interest for expenses