Chapter

Credit Sales

S.C. Code Ann. § 37-2-101— Short title
S.C. Code Ann. § 37-2-102— Scope
S.C. Code Ann. § 37-2-103— Index of definitions in chapter
S.C. Code Ann. § 37-2-104— "Consumer credit sale" defined
S.C. Code Ann. § 37-2-105— "Goods"; "merchandise certificate"; "services"; "sale of goods"; "sale of services"; "sale of an interest in land"; "precomputed" defined
S.C. Code Ann. § 37-2-106— "Consumer lease" defined
S.C. Code Ann. § 37-2-107— "Seller" defined
S.C. Code Ann. § 37-2-108— "Revolving charge account" defined
S.C. Code Ann. § 37-2-109— "Credit service charge" defined
S.C. Code Ann. § 37-2-110— "Cash price" defined
S.C. Code Ann. § 37-2-111— "Amount financed" defined
S.C. Code Ann. § 37-2-201— Credit service charge for consumer credit sales
S.C. Code Ann. § 37-2-202— Additional charges
S.C. Code Ann. § 37-2-203— Delinquency charges
S.C. Code Ann. § 37-2-204— Deferral charges
S.C. Code Ann. § 37-2-205— Credit service charge on refinancing
S.C. Code Ann. § 37-2-206— Credit service charge on consolidation
S.C. Code Ann. § 37-2-207— Credit service charge for revolving charge accounts
S.C. Code Ann. § 37-2-208— Advances to perform covenants of buyer
S.C. Code Ann. § 37-2-209— Right to prepay
S.C. Code Ann. § 37-2-210— Rebate upon prepayment
S.C. Code Ann. § 37-2-301— Compliance with Federal Truth in Lending Act
S.C. Code Ann. § 37-2-302— Receipts; statement of account; evidence of payment
S.C. Code Ann. § 37-2-303— Notice to cosigner and similar parties
S.C. Code Ann. § 37-2-304— Advertising
S.C. Code Ann. § 37-2-305— Filing and posting maximum rate schedule
S.C. Code Ann. § 37-2-306— Notice of assumption of rights
S.C. Code Ann. § 37-2-307— Motor vehicle sales contracts closing fees
S.C. Code Ann. § 37-2-308— Disclosures for motor vehicle sales or leases; credit and lease advertising; penalties and hearing rights
S.C. Code Ann. § 37-2-309— Manufactured home credit disclosure; material terms
S.C. Code Ann. § 37-2-401— Scope
S.C. Code Ann. § 37-2-402— Use of multiple agreements
S.C. Code Ann. § 37-2-403— Certain negotiable instruments prohibited
S.C. Code Ann. § 37-2-404— Assignee subject to claims and defenses
S.C. Code Ann. § 37-2-405— Balloon payments
S.C. Code Ann. § 37-2-406— Restriction on liability in consumer lease
S.C. Code Ann. § 37-2-407— Security in sales and leases
S.C. Code Ann. § 37-2-408— Cross-collateral
S.C. Code Ann. § 37-2-409— Debt secured by cross-collateral
S.C. Code Ann. § 37-2-410— No assignment of earnings
S.C. Code Ann. § 37-2-411— Referral sales and leases
S.C. Code Ann. § 37-2-412— Notice of assignment
S.C. Code Ann. § 37-2-413— Attorney's fees
S.C. Code Ann. § 37-2-414— Limitation on default charges
S.C. Code Ann. § 37-2-415— Authorization to confess judgment prohibited
S.C. Code Ann. § 37-2-416— Change in terms of revolving charge accounts
S.C. Code Ann. § 37-2-501— Definition: "home solicitation sale"
S.C. Code Ann. § 37-2-502— Buyer's right to cancel
S.C. Code Ann. § 37-2-503— Form of agreement or offer; statement of buyer's rights
S.C. Code Ann. § 37-2-504— Restoration of down payment
S.C. Code Ann. § 37-2-505— Duty of buyer; no compensation for services before cancellation
S.C. Code Ann. § 37-2-506— Compliance with Federal Trade Commission Trade Regulation Rule
S.C. Code Ann. § 37-2-601— Sales subject to title by agreement of parties
S.C. Code Ann. § 37-2-605— Credit service charge for other sales
S.C. Code Ann. § 37-2-701— Definitions
S.C. Code Ann. § 37-2-702— Required disclosures; manner of disclosure; when disclosures required
S.C. Code Ann. § 37-2-703— Renegotiation; extension of agreement
S.C. Code Ann. § 37-2-704— Advertisements; statement of terms
S.C. Code Ann. § 37-2-705— Delinquency charges
S.C. Code Ann. § 37-2-706— Deposits; delivery charges; pick up charges
S.C. Code Ann. § 37-2-707— Charge for default of lessee
S.C. Code Ann. § 37-2-708— Use of note as evidence of consumer's obligation
S.C. Code Ann. § 37-2-709— Assignment; claims or defenses
S.C. Code Ann. § 37-2-710— Assignment of earnings
S.C. Code Ann. § 37-2-711— Lessee's rights and obligations upon assignment
S.C. Code Ann. § 37-2-712— Confession of judgment
S.C. Code Ann. § 37-2-713— Lessee's right to return property, continue rental, or purchase property before end of rental-purchase agreement
S.C. Code Ann. § 37-2-714— Lessee's right to reinstatement of rental-purchase agreement