Every insurer doing a life insurance business in the State shall deliver with each policy of insurance issued by it a copy of the application made by the insured so that the whole contract appears in the application and policy of insurance. If the insurer violates this requirement, no defense is allowed to the policy on account of anything contained in, or omitted from, the application. If the insurance policy is issued upon an oral application, no defense is allowed to the policy on account of anything contained in, or omitted from, the oral application.
S.C. Code Ann. § 38-63-210
Whole contract, including application, must appear in policy; oral applications
Former 1976 Code SECTION 38-63-210 [1985 Act No. 189, SECTION 1] recodified as SECTION 38-53-200 by 1987 Act No. 155, SECTION 1; Former 1976 Code SECTION 38-9-70 [1947 (45) 322;…
Official source: South Carolina Legislature. Reproduced from public-domain South Carolina statutes; confirm against the official source for the current text. Not legal advice.