An insurer may not exclude wind and hail on a fire, allied lines, or homeowner's policy unless the property is in the area served by the South Carolina Wind and Hail Underwriting Association or the exclusion has been approved by the director or his designee.
S.C. Code Ann. § 38-75-1230
Wind and hail exclusions on fire, allied lines, or homeowner's policy
2004 Act No. 290, SECTION 2.A, eff six months after approval by the Governor (approved July 29, 2004).
Official source: South Carolina Legislature. Reproduced from public-domain South Carolina statutes; confirm against the official source for the current text. Not legal advice.