Unless excepted by Section 56-19-610, a security interest in a vehicle of a type for which a certificate of title is required is not valid against creditors of the owner or subsequent transferees or lienholders of the vehicle unless perfected as provided in this article. No other recordation shall be necessary to protect the interest of the lienholder.
S.C. Code Ann. § 56-19-620
Security interest invalid against third parties unless properly perfected
Applied in 4 court decisions — leading case McWhorter v. South Carolina National Bank (In Re McWhorter) (1984)
Most recently applied in Anderson v. Dick Smith Nissan, Inc. (In Re Joyner) (January 2004)
1962 Code SECTION 46-150.42; 1957 (50) 595; 1960 (51) 1730.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: South Carolina Legislature. Reproduced from public-domain South Carolina statutes; confirm against the official source for the current text. Not legal advice.