The use of an accepted credit card or the issuance of a credit card agreement and the expiration of thirty days from the date of issuance without written notice from a card holder to cancel the account creates a binding contract between the card holder and the card issuer with reference to any accepted credit card, and any charges made with the authorization of the primary card holder.
S.D. Codified Laws § 54-11-9
Creation of contract between card holder and issuer
Applied in 2 court decisions — leading case Citibank (South Dakota), N.A. v. Perz (2010)
Most recently applied in Unifund Ccr, Llc v. Amy Elyse (July 2016)
Source: SL 1983, ch 365, § 2.
Official source: South Dakota Legislature. Reproduced from public-domain South Dakota statutes; confirm against the official source for the current text. Not legal advice.