No term of a writing executed by the buyer prior to agreement to a deferral constitutes authority for a creditor unilaterally to grant a deferral and make charges therefor.
S.D. Codified Laws § 54-3A-14
Unilateral deferral by creditor prohibited
Source: SL 1974, ch 305, § 12; SL 1990, ch 30, § 14.
Official source: South Dakota Legislature. Reproduced from public-domain South Dakota statutes; confirm against the official source for the current text. Not legal advice.