Subject to subdivisions (1) and (2), any person not subject to § 55-10A-5 or 55-10A-6, who holds property of or owes a liquidated debt to a minor not having a conservator may make an irrevocable transfer to a custodian for the benefit of the minor pursuant to § 55-10A-9:
(1) If a person having the right to do so under § 55-10A-3, has nominated a custodian under that section to receive the custodial property, the transfer must be made to that person; or
(2) If no custodian has been nominated under § 55-10A-3, or all persons so nominated as custodian die before the transfer or are unable, decline or are ineligible to serve, a transfer under this section may be made to an adult member of the minor's family or to a trust company unless the property exceeds ten thousand dollars in value.