The provisions of § 58-38-40 do not apply to any plan, policy, or contract that provides coverage only for:
(1) Specified disease;
(2) Hospital indemnity;
(3) Fixed indemnity;
(4) Accident-only;
(5) Credit;
(6) Dental;
(7) Vision;
(8) Prescription drug;
(9) Medicare supplement;
(10) Long-term care;
(11) Disability income insurance;
(12) Coverage issued as a supplement to liability insurance;
(13) Workers' compensation or similar insurance;
(14) Automobile medical payment insurance; or
(15) Individual health benefit plans of six-months duration or less that are not renewable.