Chapter
FIRE, MARINE, CASUALTY, AND SURETY INSURANCE RATES AND RATING ORGANIZATIONS
- S.D. Codified Laws § 58-24-1— Purpose of chapter
- S.D. Codified Laws § 58-24-2— Application of chapter
- S.D. Codified Laws § 58-24-3— Insurance to which chapter does not apply
- S.D. Codified Laws § 58-24-4— Making of rates--Provisions governing
- S.D. Codified Laws § 58-24-5— Excessive, inadequate, or discriminatory rates prohibited
- S.D. Codified Laws § 58-24-6— Making of rates--Matters considered
- S.D. Codified Laws § 58-24-6.1— Failure of rate to reflect difference in expected losses and expenses as unfair discrimination--Averaged group rates not unfairly discriminatory
- S.D. Codified Laws § 58-24-7— Risks grouped by classification for rate-making--Modification of classification rates
- S.D. Codified Laws § 58-24-8— System of expense provisions used in rate-making--Reflection of operating methods
- S.D. Codified Laws § 58-24-9— Uniformity as to rates not required
- S.D. Codified Laws § 58-24-10— Filing of rates with director--Effective date--Character and extent of coverage--Exceptions
- S.D. Codified Laws § 58-24-10.1— Rating rules required to be filed with director--Filing date--Supporting information required
- S.D. Codified Laws § 58-24-10.2— Rate information required to be filed prior to effective date on finding that closer supervision is required--Extension of waiting period--Approval or disapproval
- S.D. Codified Laws § 58-24-11— 58-24-11. Repealed by SL 2004, ch 307, § 9
- S.D. Codified Laws § 58-24-12— Satisfaction of insurer's obligations by becoming member of or subscriber to licensed rating organization
- S.D. Codified Laws § 58-24-13— Information furnished in support of filing
- S.D. Codified Laws § 58-24-14— Filing open to public inspection--Specially rated inland marine risks
- S.D. Codified Laws § 58-24-15— Review of filings by director
- S.D. Codified Laws § 58-24-16— 58-24-16. Repealed by SL 2006, ch 260, § 2
- S.D. Codified Laws § 58-24-17— Filing with respect to specially rated risks--Effective date
- S.D. Codified Laws § 58-24-18— Disapproval of filing prohibited if rates meet requirements
- S.D. Codified Laws § 58-24-19— Disapproval of filings by director--Notice--Contents
- S.D. Codified Laws § 58-24-20— Disapproval of filing with respect to specially rated risks--Notice, contents
- S.D. Codified Laws § 58-24-21— Effect of finding and order that filing does not comply with chapter
- S.D. Codified Laws § 58-24-22— Request by aggrieved party for hearing on filing--Grounds for application
- S.D. Codified Laws § 58-24-23— Hearing on filing--Action by director--Notice of hearing
- S.D. Codified Laws § 58-24-24— Finding that filing does not comply--Order discontinuing filing--Effective date
- S.D. Codified Laws § 58-24-25— Issuance of contract or policy contrary to filings prohibited--Inland marine risks excepted
- S.D. Codified Laws § 58-24-26— Excess rate approved for specific risk--Filing application
- S.D. Codified Laws § 58-24-28— Information to be furnished insureds
- S.D. Codified Laws § 58-24-29— Right of insured to hearing on application of rating system
- S.D. Codified Laws § 58-24-30— Appeal to director from rating organization or insurer--Affirmance or reversal of action
- S.D. Codified Laws § 58-24-31— Recording and reporting of loss and experience--Rules and statistical plans of director
- S.D. Codified Laws § 58-24-32— 58-24-32. Repealed by SL 1986, ch 22, § 35
- S.D. Codified Laws § 58-24-33— Exchange of information and experience data with other states--Consultation as to rate-making
- S.D. Codified Laws § 58-24-34— Withholding of or giving false or misleading information--Penalties
- S.D. Codified Laws § 58-24-35— Application for license as rating organization--Contents
- S.D. Codified Laws § 58-24-36— Issuance of license--Finding by director--Time for granting or denying application
- S.D. Codified Laws § 58-24-37— Duration of rating organization license--Fee
- S.D. Codified Laws § 58-24-38— Suspension or revocation of license
- S.D. Codified Laws § 58-24-39— Notice to director of change in license application information
- S.D. Codified Laws § 58-24-40— Subscribers to rating services--Rules of rating organization
- S.D. Codified Laws § 58-24-41— Review by director of reasonableness of rule or refusal to admit insurer as subscriber
- S.D. Codified Laws § 58-24-42— Order affirming action of rating organization
- S.D. Codified Laws § 58-24-43— Actuarial, technical, or other services provided to subscribers
- S.D. Codified Laws § 58-24-44— Examination of evidences of insurance or cancellation--Rules as to submission--Information confidential
- S.D. Codified Laws § 58-24-45— Regulation of payment of dividends, savings, or unabsorbed premium deposits prohibited
- S.D. Codified Laws § 58-24-45.1— Group insurance marketing permitted--Conditions
- S.D. Codified Laws § 58-24-46— Cooperation between organizations and insurers authorized--Review of cooperative activities by director
- S.D. Codified Laws § 58-24-47— Appeal to director from action of rating organization--Hearing--Order
- S.D. Codified Laws § 58-24-48— Appeal based on failure to file for different expense system--Application of rate-making standards
- S.D. Codified Laws § 58-24-49— Application of insurer to file deviation--Basis for modification--Copy to rating organization
- S.D. Codified Laws § 58-24-50— Deviations to be uniform within class
- S.D. Codified Laws § 58-24-51— Criteria considered on application for deviation--Order permitting or denying deviation
- S.D. Codified Laws § 58-24-52— Duration of permitted deviation
- S.D. Codified Laws § 58-24-53— Advisory organization license required
- S.D. Codified Laws § 58-24-54— Advisory organization filing requirements
- S.D. Codified Laws § 58-24-55— Unfair or unreasonable advisory organization practices--Order requiring discontinuance
- S.D. Codified Laws § 58-24-56— Filings based on information furnished by noncompliant advisory organization prohibited--Order requiring discontinuance
- S.D. Codified Laws § 58-24-57— Insurers engaging in joint underwriting or joint reinsurance subject to regulation
- S.D. Codified Laws § 58-24-58— Unfair or unreasonable practices of joint underwriters or joint reinsurers--Order requiring discontinuance
- S.D. Codified Laws § 58-24-59— Examination of rating organizations, advisory organizations, joint underwriters, and joint reinsurers--Acceptance of report of official of another state
- S.D. Codified Laws § 58-24-60— 58-24-60. Repealed by SL 1986, ch 22, § 36
- S.D. Codified Laws § 58-24-61— Violation of chapter--Penalties
- S.D. Codified Laws § 58-24-62— Suspension of license of rating organization or insurer
- S.D. Codified Laws § 58-24-63— Written order of director for imposition of penalty and suspension of license--Hearing, notice, findings
- S.D. Codified Laws § 58-24-64— Request for hearing on order or decision--Notice--Affirmance, reversal, or modification
- S.D. Codified Laws § 58-24-65— Rehearing and appeal from order of director
- S.D. Codified Laws § 58-24-66— Notice required for filing for workers' compensation insurance
- S.D. Codified Laws § 58-24-67— Notice to workers' compensation purchaser organizations
- S.D. Codified Laws § 58-24-68— Exempt commercial policyholder--Definition
- S.D. Codified Laws § 58-24-69— "Risk manager" defined
- S.D. Codified Laws § 58-24-70— Exemption from rate and form filing requirements for policy issued to exempt commercial policyholder--Disclosure requirements
- S.D. Codified Laws § 58-24-71— Third-party consultant disclosure requirements
- S.D. Codified Laws § 58-24-72— Promulgation of rules
- S.D. Codified Laws § 58-24-73— Insurer to maintain and provide copies of disclosures--Examination
- S.D. Codified Laws § 58-24-74— Insurer to maintain records relating to insurance sales to exempt commercial policyholder--Examination by director
- S.D. Codified Laws § 58-24-75— Premium increase prohibited for certain accidents involving law enforcement, emergency, or snow removal personnel--Exception