Chapter
Flexible Credit Act
- Tenn. Code Ann. § 45-12-101— Short title
- Tenn. Code Ann. § 45-12-102— Chapter definitions
- Tenn. Code Ann. § 45-12-103— License required to engage in business of making flex loans — Designation of agent for service of process by nonresident licensees
- Tenn. Code Ann. § 45-12-104— Qualifications for licensure — Continuing nature
- Tenn. Code Ann. § 45-12-105— Contents of written application for license
- Tenn. Code Ann. § 45-12-106— Application requirements
- Tenn. Code Ann. § 45-12-107— Investigation of applicants — Issuance of license — Posting of license — Term of license
- Tenn. Code Ann. § 45-12-108— Denial of application — Hearing
- Tenn. Code Ann. § 45-12-109— Expiration of license — Renewal — Fees — Biennial license arrangement — Criminal history records check
- Tenn. Code Ann. § 45-12-110— License nontransferable and nonassignable — Change in control of licensee — Notification to department of change in place of business
- Tenn. Code Ann. § 45-12-111— Interest, fees, and charges
- Tenn. Code Ann. § 45-12-112— Licensee to provide to prospective customers written explanation of interest, fees, and charges — Requirements for account-opening statement — Billing statements
- Tenn. Code Ann. § 45-12-113— Books, accounts and records — Limitations and requirements applicable to operation of business of making flex loans
- Tenn. Code Ann. § 45-12-114— Law applicable to business of making flex loans — Licensees legally exercising powers under this chapter not in violation of statutory provisions
- Tenn. Code Ann. § 45-12-115— Promulgation of rules — Investigation and examination of licensees — Payment of expenses of investigation or examination — Exception
- Tenn. Code Ann. § 45-12-116— Grounds for suspension or revocation of license — Revocation or suspension of multiple licenses — Hearing
- Tenn. Code Ann. § 45-12-117— Authorized actions by commissioner upon violation of chapter or rules
- Tenn. Code Ann. § 45-12-118— Grounds to suspend or bar a person from any position of employment, management or control of a licensee
- Tenn. Code Ann. § 45-12-119— Consent orders—Emergency actions by commissioner
- Tenn. Code Ann. § 45-12-120— Complaints against licensees to be filed with commissioner — Investigative powers — Enforcement
- Tenn. Code Ann. § 45-12-121— Events requiring notification by licensee to commissioner
- Tenn. Code Ann. § 45-12-122— Annual report by licensee — Confidentiality of information
- Tenn. Code Ann. § 45-12-123— Multi-state automated licensing system
- Tenn. Code Ann. § 45-12-124— [Reserved.]
- Tenn. Code Ann. § 45-12-125— Disclosure and sharing of information and material provided to multi-state automated licensing system
- Tenn. Code Ann. § 45-12-126— Allocation of certain fees