Any creditor or credit card issuer who discriminates against any individual in a manner prohibited by § 47-18-802 is liable to such individual in damages in an amount equal to the sum of:
(1) In the case of an individual action, not less than one hundred dollars ($100) nor more than one thousand dollars ($1,000);
(2) In the case of a class action, not more than ten thousand dollars ($10,000); and
(3) In the case of any successful action to enforce the foregoing liability, the costs of the action together with a reasonable attorney's fee as determined by the court.