(1) Each member shall have the right to cancel membership in a plan within thirty (30) days of joining the plan, and shall have the right to have refunded any and all membership fees paid during that initial membership.
(2) For prescription drug discount plans requiring a paid membership, after the initial thirty-day membership period, a member shall have the right to cancel membership, in accordance with the policies established by the operator. Information concerning the cancellation policy of the operator must be provided to the member at the time of the initial membership and cannot be changed unless thirty-day written notice is provided to the member.