A peer-to-peer car sharing program may not enter into an agreement with a driver unless the driver who will operate the shared vehicle:
(1) is a resident of this state and holds a driver's license issued by this state that authorizes the driver to operate vehicles of the class of the shared vehicle;
(2) is a nonresident of this state and:
(A) holds a driver's license issued by the state or country of the driver's residence that authorizes the driver to operate vehicles of the class of the shared vehicle; and
(B) is at least the same age as that required of a resident of this state to drive; or
(3) is otherwise specifically authorized by this state to drive vehicles of the class of the shared vehicle.