(a) A consumer reporting agency may not charge a fee for any service performed under this subchapter other than a fee authorized by this section.
(b) Except as provided by Subsection (c), a consumer reporting agency may charge a reasonable fee in an amount not to exceed $10 for each placement or removal of a security freeze on the protected consumer's consumer file or record.
(c) A consumer reporting agency may not charge a fee for the placement of a security freeze under this subchapter if:
(1) the protected consumer's representative submits to the consumer reporting agency a copy of a valid police report, investigative report, or complaint involving the commission of an offense under Section 32.51, Penal Code; or
(2) at the time the protected consumer's representative makes the request for a security freeze:
(A) the protected consumer is under the age of 16; and
(B) the consumer reporting agency has created a consumer report pertaining to the protected consumer.